Chapter 13

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Chapter 13 bankruptcy is typically for individuals who are behind on car payments and/or their mortgage and/or taxes. A Chapter 13 bankruptcy is sometimes called a "consumer reorganization". Chapter 13 offers a way to save your vehicle or house and/or pay back taxes through a court approved repayment plan of 3 to 5 years. RGS Legal helps individuals who have a steady income but have simply fallen behind in their bills. We can help you make a fresh financial start and stop creditor harassment by reorganizing your debt and reducing monthly payments. We have helped hundreds of people throughout the Seattle, Washington area, and we can help you too.

In order to help you determine if Chapter 13 Bankruptcy is right for you, please refer to the Frequently Asked Questions link here. If you would like, you may complete or download the Confidential Bankruptcy Worksheet online, print it out, and mail it to us, or you may request a copy from our office by e-mail or telephone. This will give you an idea of the kind of information needed to complete and file your bankruptcy. For a list of exemptions (property you are allowed to keep) in this state, please review the Washington Bankruptcy Exemptions.

If you have any further questions, or to speak with a Seattle, Washington attorney regarding your debts, please do not hesitate to call RGS Legal at (866) RGS-LEGAL (866-747-5342) or (206) 343-4465, or e-mail us at info@rgslegal.us for additional information about any of our services.