What is Credit Negotiation, and how does it affect my credit?
Credit Negotiating is where we negotiate with your creditors to pay them off completely for less than you actually owe. The catch to this is that you must have the means to complete the transaction. The money can come from your savings, a 401K or IRA plan, a real estate refinance, or any other way in which you can legally obtain the funds needed to settle your accounts. Credit Negotiation can drastically improve your credit rating, and clean up your credit report, since we can request that your creditors either report your accounts paid-in-full, or delete their reports from your credit report.
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